Mortgage Calculators
Make better home loan decisions!
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Most online mortgage calculators are either out of date, inaccurate or don’t full answer your questions.
Not ours! We’ve designed our own calculators to give you give you a better insight into how banks will view your home loan application.
Our popular mortgage calculators
Home Loan Deposit Calculator
Home Loan Deposit Calculator How much deposit do you need for a mortgage?
Investment property calculator
How much does it cost per week to own an investment property?
Guarantor Loan Calculator
Can you qualify for a 100% mortgage with the help of your parents?
Should you buy a home now?
Is it better to buy now or save a larger deposit and avoid paying LMI?
Calculate your repayments / compare loans
Calculators for purchasing a property
Calculate how the bank will see you
Income calculators
Find out how lenders will assess your income when you apply for a home loan. Did you know that most of our customers have an assessable income that is lower than their actual income? This is particularly true for people who have overtime, casual, bonus or self employed income.
Getting the most from our mortgage calculators
These home loan calculators are designed to help you begin the process of calculating how much you can afford to borrow and working out if you can qualify for a home loan. Follow these three simple tips and you’ll be on your way to home ownership in no time!
Are you qualified?: There isn’t much point in looking at properties & comparing loans if you can’t get approved! Use our helpful tools such as the credit score calculator and genuine savings calculator to find out where you stand.
Be conservative: The banks are going to be conservative when assessing your mortgage. You should take the same approach when working out how much you can afford to borrow.
How much should you borrow?: You may have an idea how much you are looking to borrow, although in most cases, you should borrow $20,000 to $50,000 less than what the banks will actually lend to you.
Learn more about home loans
Disclaimer
Whilst we try to be as accurate as possible, the results shown in our calculators are estimates only. Results are provided for illustrative purposes only and are based on the accuracy of the information provided.
A positive result does not constitute a loan approval, quote or an offer to lend. Our calculators are not intended to be relied upon for the purposes of making a decision in relation to a financial product. The calculators do not complete a holistic assessment of your needs and entire situation.
Code errors or delays with updating the calculator may cause your result to be inaccurate. You should obtain a formal approval from a lender before making any offer on a property or any financial decision that relies on a new mortgage. We accept no liability whatsoever if you rely on the results of one of our calculators to make a decision.
For specific calculations for your situation please speak to one of our mortgage brokers.
Related Topics
Borrowing Power Calculator
Find out how much you can borrow based on your income, expenses, and financial situation, helping you set a realistic budget for your property purchase.
Repayment Calculator
Estimate your monthly mortgage repayments with different loan amounts, interest rates, and terms, so you can plan your finances effectively.
LMI Calculator
Calculate the cost of Lenders Mortgage Insurance (LMI) and explore ways to minimize or avoid this additional expense.
Stamp Duty Calculator
Determine how much stamp duty you'll need to pay, including exemptions or concessions you may qualify for, based on your property and location.
Extra Repayments Calculator
See how making additional repayments can reduce your loan term and save you money on interest over time.
Offset Savings Calculator
Learn how much interest you can save by using an offset account linked to your home loan, helping you maximize your savings potential.
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