Guarantor Home Loan Calculator

Use this calculator to understand how a guarantor can help secure your home loan, reduce your deposit requirement, and potentially save on LMI.

4.8 (1,650+ Reviews)

Updated: 07 Nov, 2024

10 mins read

Guarantor Home Loan Calculator

Loan Amount ($):

Interest Rate (%):

Loan Term (Years):

Guarantor Contribution ($):

Disclaimer: This calculator is for informational purposes only and does not constitute financial advice. Results are based on the input provided and assumptions of interest rates and loan terms. Please consult a financial advisor for personalized guidance.

How does this calculator work?

This calculator is designed to help you work out the size of the limited guarantee and to work out if you’re likely to have trouble obtaining approval with some lenders.

Unlike with a standard home loan, the banks all have very different policies for guarantor loans. As a result, many people approach their bank, only to be declined because of a lending guideline that doesn’t even make any sense!

This is why it’s crucial to find out how the banks will view your application. Applying with the right lender first time around prevents you from damaging your credit score by having too many unnecessary enquiries on your credit file.

Learn more about guarantor loans

We’ve written a comprehensive guide to guarantor loans, which explains everything from the types of guarantor loans available, limiting the size of the guarantee and even borrowing more than 100% of the purchase price!

We can help!

While most bank managers and mortgage brokers have only approved a few guarantor loans in their entire career, we deal with them everyday! We know exactly which lender can help, how to get your loan approved and most importantly, how to set up the loan to maximise the protection for the person who is guaranteeing your loan.

If you’d like to speak to a mortgage broker who can help, please call 0862430351 or complete our free online assessment form and one of our specialist brokers will contact you to discuss your situation.

Trust Sunrise Finance WA To Help You

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What Our Customers Say About Us

Vikam Khokher

A big thank you to the amazing team at Sunrise Finance WA! Satish and his team provided outstanding support, guiding us every step of the way and making the entire process seamless. Truly exceptional service!

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We've had the pleasure of working with Satish and his team multiple times, and their service has always been exceptional. Their clear communication and expert guidance have made every step effortless, helping us achieve our financial goals with ease.

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Satish and his team first helped us secure our home loan, and more recently, they made refinancing effortless by finding us the best deal. Their expertise, guidance, and exceptional customer service have been invaluable—we couldn’t be more grateful!

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