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Stamp Duty Calculator

Use this calculator to estimate the stamp duty you’ll need to pay when purchasing a property.

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Updated: 27 Nov, 2024
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Stamp Duty Calculator

Disclaimer: The above results are based on general stamp duty rates. Please check with a financial expert or the government website for accurate calculations based on your specific situation.

What is stamp duty?

Stamp duty, also known as transfer duty in some states, is a government fee you pay when purchasing property in Australia. It is an upfront cost involved in buying a home.

Can I get a stamp duty exemption?

Our stamp duty calculator, above, will work out whether you’re eligible for an exemption or reduced stamp duty.

Ready to apply for a home loan?

Give us a call on 0862430351 or complete our free online assessment form to speak with one of our mortgage brokers.

How is stamp duty calculated? Does it vary by state and territory?

Stamp duty is calculated as a percentage of the purchase price, starting at a lower rate and increasing for higher-value properties. The stamp duty rates vary between states, and the differences can be quite substantial.

First home buyer benefits vary across states and territories, with many offering special incentives for those purchasing new properties. You can discuss the rates with your mortgage broker or click the links below to explore stamp duty fees and potential benefits in the area where you plan to buy.

NSW stamp duty
VIC stamp duty
QLD stamp duty
WA stamp duty
ACT stamp duty
SA stamp duty
TAS stamp duty
NT stamp duty

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What if I buy a property below its value?

If you buy property from a family member, you may receive a discount. When this happens, in most cases you will need to obtain a stamp duty valuation and pay the duty on the value of the property, as opposed to the purchase price.

When do I pay stamp duty?

Stamp duty is usually paid on settlement day or shortly afterwards.

State/Territory

When To Pay Stamp Duty

New South Wales

Within 3 months of settlement

Victoria

Within 30 days of property transfer (which is usually the settlement date)

Queensland

Within 30 days of settlement

Northern Territory

Within 60 days of entering into transaction OR settlement (whichever is earlier)

South Australia

On settlement day

Tasmania

Within 3 months of property transfer (which is usually on the settlement date)

Western Australia

Within 2 months of settlement

Australian Capital Territory

Within 28 days of settlement

Experts are here to help

The aid of experts can remove the stress and hassle from paying stamp duty and the rest of the home-buying process. A conveyancer will manage the paperwork and pay the stamp duty to the proper revenue office so there are no hiccups. At Sunrise Finance WA, our mortgage brokers can help you calculate how much stamp duty you’ll pay according to where you’re buying

Can I qualify for a home loan?

Sunrise Finance WA mortgage brokers can assess your situation and work out whether you have a large enough deposit to buy a home. They can also answer any questions you may have about stamp duty, transfer fees or first home buyer grants.

To speak to our mortgage brokers, call 0862430351 or complete our free online assessment form to find out whether you’re ready to buy.

Relevant Areas

Estimate Your Stamp Duty

Calculate the exact stamp duty amount based on the property price, helping you plan for this one-off cost when buying your home.

Compare Rates by State or Territory

Understand the different stamp duty rates for various states or territories in Australia, as these can vary depending on where you're purchasing.

Factor in First Home Buyer Benefits

Find out if you qualify for stamp duty concessions or exemptions available to first-time homebuyers, helping you save on costs.

Include Additional Costs

Incorporate other potential costs associated with buying a property, such as registration fees, to get a full picture of the total cost.

Determine Stamp Duty on Different Property Types

Calculate stamp duty for various property types, including residential homes, investment properties, and vacant land.

Understand How Stamp Duty Affects Your Budget

See how the cost of stamp duty impacts your overall budget and financing plans, helping you make a more informed decision.

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