Use this calculator to estimate the stamp duty you’ll need to pay when purchasing a property.
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Stamp duty, also known as transfer duty in some states, is a government fee you pay when purchasing property in Australia. It is an upfront cost involved in buying a home.
Our stamp duty calculator, above, will work out whether you’re eligible for an exemption or reduced stamp duty.
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Stamp duty is calculated as a percentage of the purchase price, starting at a lower rate and increasing for higher-value properties. The stamp duty rates vary between states, and the differences can be quite substantial.
First home buyer benefits vary across states and territories, with many offering special incentives for those purchasing new properties. You can discuss the rates with your mortgage broker or click the links below to explore stamp duty fees and potential benefits in the area where you plan to buy.
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If you buy property from a family member, you may receive a discount. When this happens, in most cases you will need to obtain a stamp duty valuation and pay the duty on the value of the property, as opposed to the purchase price.
Stamp duty is usually paid on settlement day or shortly afterwards.
State/Territory
When To Pay Stamp Duty
New South Wales
Within 3 months of settlement
Victoria
Within 30 days of property transfer (which is usually the settlement date)
Queensland
Within 30 days of settlement
Northern Territory
Within 60 days of entering into transaction OR settlement (whichever is earlier)
South Australia
On settlement day
Tasmania
Within 3 months of property transfer (which is usually on the settlement date)
Western Australia
Within 2 months of settlement
Australian Capital Territory
Within 28 days of settlement
The aid of experts can remove the stress and hassle from paying stamp duty and the rest of the home-buying process. A conveyancer will manage the paperwork and pay the stamp duty to the proper revenue office so there are no hiccups. At Sunrise Finance WA, our mortgage brokers can help you calculate how much stamp duty you’ll pay according to where you’re buying
Sunrise Finance WA mortgage brokers can assess your situation and work out whether you have a large enough deposit to buy a home. They can also answer any questions you may have about stamp duty, transfer fees or first home buyer grants.
Estimate Your Stamp Duty
Calculate the exact stamp duty amount based on the property price, helping you plan for this one-off cost when buying your home.
Compare Rates by State or Territory
Understand the different stamp duty rates for various states or territories in Australia, as these can vary depending on where you're purchasing.
Factor in First Home Buyer Benefits
Find out if you qualify for stamp duty concessions or exemptions available to first-time homebuyers, helping you save on costs.
Include Additional Costs
Incorporate other potential costs associated with buying a property, such as registration fees, to get a full picture of the total cost.
Determine Stamp Duty on Different Property Types
Calculate stamp duty for various property types, including residential homes, investment properties, and vacant land.
Understand How Stamp Duty Affects Your Budget
See how the cost of stamp duty impacts your overall budget and financing plans, helping you make a more informed decision.
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